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Since 1997, 745 Cash is a leader in Memphis, TN area for no hassle short term cash loans and title loans. We are committed to building new and creative ways to give consumers a more positive and entertaining lending experience. If you are looking for easy financing options for short term cash needs, you can count on us. Here are a few of our common services:
Cash Advance Direct. Cash Advance Direct is a convenient solution for borrowers who need a payday loan direct. Our qualified and professional cash advance brokers can apply for your loan using the convenience of your own computer. You will receive a approval quickly, so you can get on with your day.
Payday Loans. When you need extra money before your next paycheck, payday loans offer fast cash without the need to fill out endless forms or send money by mail. Simply visit our website, and fill out an application to get approved.
Title Loans. If you're struggling to get by between paydays, we offer low interest cash advances. You'll need to have equity in your home. We'll fax a blank title loan agreement and a copy of your paycheck stub to the company, and the funds will be directly deposited into your checking account.
Emergency Cash Advance Loans. If you experience an emergency that requires fast cash between paydays, we offer reasonable interest payday loans. When you apply, we'll verify your income and take down the amount you are able to borrow. You'll receive a check in the mail within days, and you can use the funds to pay bills, groceries, utilities, or anything else that might get you through a tough time.
Personal Cash Advances. If you're short on cash between paydays, we offer personal cash advances. These come in the form of direct deposited checks, which means the money is deposited into your bank account the same day you make your application. You'll need to verify employment with us, but once you qualify, you'll have access to the cash you need.
Cash Credit Card Rewards. No matter how much you borrow, you can increase your rewards by simply spending money! Cash credit cards are designed for borrowers who qualify, and allow you to pay any bill online or over the phone using the card. For example, if you want to buy diapers for the kids, you can submit a coupon to your cash credit card company. You'll get the cash when you use the card to pay for the purchase.
Credit Cash Advance Loans. Qualifying for these credit cash advances require that you have an active checking account with a balance above what you owe. Your advance may be approved or denied based upon your current financial situation, but most cards will at least help you save money and pay the bills you need to pay. For many borrowers, the convenience and flexibility of these cash advance loans make them a worthwhile option.
Cash Advances Made Simple. You don't have to go through the red tape to apply for these cash advances. It's easy to get approved for one in a few minutes once you've filled out the application. Borrowers just need to be prepared to fill out and sign forms as soon as they know they qualify. Afterward, they can easily walk away from the store with the cash they need to pay their bills or go buy something they need because their advance has been paid for by their bank.
Easy Cash for Payday Loan Repayments. Payday loans are designed to help borrowers with unexpected expenses. Instead of going into debt, these short-term cash advances are designed to help borrowers pay off the small amounts they forgot to pay last time. If you're wondering how you can qualify for such a loan, the lender will assess your credit and other information to determine whether you're a good candidate for the payday loan. Borrowers with bad credit may also receive high interest rates but there are still plenty of qualified borrowers.
Cash Advance Applying Tips. Once you find the lender that approves your payday loan, it's important to follow all the terms and agreement of the agreement. Some pay day loans can be applied for online, while others require a phone call. Most lenders require borrowers to have at least a 3 month payday history, although some lenders do allow short term cash advances if the borrower is unemployed. Follow the instructions carefully when applying for your cash advance to avoid disqualification.
Emergency cash is always an important part of life. Borrowers should keep this in mind at all times when they're applying for any type of loan. The more time you can spend looking for the best pay day loan options, the better your chances of getting approved quickly and without any penalties. When you don't have the cash you need, make the extra effort to find the solution you need. With the help of your bank, friends, or family, you'll soon be on your way to getting the money you need.